Reformation Day

I have recently been reading Martin Luther's Ninety-Five Theses and portions of his Explanations of the 95 and found the 4th a blessing. Thought I'd share:

4. The penalty of sin, therefore, continues so long as hatred of self, or true inward repentance, continues, and it continues until our entrance into the kingdom of heaven.

From 'Explanations of the Ninety-Five Theses':
True sorrow must spring from the goodness and mercies of God, especially from the wounds of Christ, so that man comes first of all to a sense of his own ingratitude in view of divine goodness and thereupon to hatred of himself and love of the kindness of God. Then tears will flow and he will hate himself from the very depths of his heart, yet without despair. Then he will hate sin, not because of the punishment but because of his regard for the goodness of God; and when he has perceived this he will be preserved from despair and will despise himself most ardently, yet joyfully.